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MoneyMap Financial

Desjardins Financial Security

Disclosure Notices


Dual Occupation Disclosure

Niall C. Murphy, (the "Adviser") acts on behalf of Desjardins Financial Security Investments Inc. ("Desjardins Financial") for the purpose of purchasing, redeeming and advisory services in mutual funds in the province of British Columbia. He also engages in other business activities, such as life insurance sales, deposit brokering, financial planning, group benefits, tax preparation and pension consulting, but does so through a separate company or companies. These other activities are not conducted through Desjardins Financial and Desjardins Financial assume no responsibility for any such activity. Other activities not provided through or in connection with Desjardins Financial include:

Financial planning services provided by the Adviser;

The sale of life insurance, segregated funds, group pensions and annuities, accident and sickness insurance and other insurance products by Moneymap Financial Services Ltd. ("Moneymap"). Moneymap is licensed by the Insurance Council of British Columbia as a Life and Accident and Sickness Corporate Agent and the Adviser is the designated nominee for Moneymap. For the sale of insurance products, Moneymap acts as an agent of a number of insurance companies that are authorized to conduct insurance business under the Financial Institutions Act. Those insurance companies, not Moneymap or the Adviser, provide the insurance products to the client. The insurance companies for whom the Adviser and Moneymap may act are unrelated to Desjardins Financial and such insurance companies have different ownership and different regulatory obligations than Desjardins Financial;

Tax return preparation and other tax services are provided by an H&R Block franchise owned by Ladner Tax Services Ltd., a company that is controlled by the Adviser;

Deposit broker services for term deposits and guaranteed investment certificates pursuant to contracts between Moneymap and several financial institutions.

The Advisor and/or Moneymap may be paid a fee or commission that varies depending on the product(s) you decide to purchase. The Advisor will gladly explain to you the basis of any remuneration such parties receive on a particular transaction.

https://investdfsi.ca/privacy.html


Privacy Statement

Our Privacy Policy and Commitment to Protecting your Privacy
Niall C. Murphy, Moneymap Financial Services Ltd. values your business and we thank you for your confidence in choosing us as your source of advice and products. As our client, you trust us with your personal information. We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us.

Why we Collect, Use and Disclose Your Information
When you do business with us, you share personal information so that we may provide you with products and services that best meet your financial needs. We assume your consent for us to use this information in an appropriate manner. Among other things we may collect, use and disclose this information in order to: Assess your application for investment, insurance and other services available to you by us.

• Communicate with you in a timely and efficient manner.
• Evaluate claims and underwriting risks when required.
• Detect and prevent fraud.
• Analyse business results.
• Act as required or authorised by law

What We Will NOT Do With Your Information

We do not sell client information to anyone. Nor do we share client information with organisations outside of our relationship with you that would use it to contact you about their own products or services.

We Strive to Protect Your Personal Information.

All employees, associated advisers and suppliers who are granted access to client records understand the need to keep this information protected and confidential. They know they are to use the information only for the purposes intended. This expectation is clearly communicated. We've also established physical and systems safeguards, along with proper processes, to protect client information from unauthorised access or use.

Your Privacy Choices

You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us reasonable notice) by contacting our Privacy Officer. Please be aware that withdrawing your consent may prevent us from providing you with requested products or services. We may occasionally use your personal information to advise you of products or services we believe may be of interest to you or fit your personal circumstances. If you would rather not receive this type of communication, please advise our Privacy Officer.